1. ELIGIBILITY AND ACCOUNTS

• • Age Requirement: There is no age restriction for viewing the public content on our website. However, to create an account, enroll in the Academy, or make a purchase, you must be at least 18 years old, or possess legal parental or guardian consent.
  • Account Security: When you create an account, you agree to provide accurate and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. INTELLECTUAL PROPERTY RIGHTS

• • Our Ownership: All content available through our Services, including but not limited to text, books, audio files, meditations, videos, course modules, graphics, logos, and software, is the exclusive intellectual property of Cogitalnost Ltd or its content creators.
  • Limited License: When you purchase a digital book, audio track, meditation, or course, we grant you a limited, non-exclusive, non-transferable, and revocable license for personal, non-commercial use only.
  • Prohibited Actions: You may not copy, record, distribute, resell, share your account login, or publicly display any of our digital products or Academy materials without our express prior written consent. Violating this clause will result in immediate termination of your access without refund and may lead to legal action.

3. DIGITAL PRODUCTS AND REFUND POLICY

• • Digital Delivery: All products in our online store (books, meditations, audio) and Academy courses are 100% digital. No physical goods will be shipped. Access or download links are delivered immediately after successful payment processing.
  • 14-Day Money-Back Guarantee: We want you to be fully satisfied with your journey. We offer a 14-day refund window from the exact date of purchase for our digital products and Academy courses.
  • How to Request a Refund: To request a refund within the 14-day period, please contact us at cogitality@cogitality.net with your purchase details. After 14 days, all sales are final and non-refundable.

4. PAYMENTS AND BILLING

• • Third-Party Processors: All payments are securely processed through third-party platforms: Stripe and PayPal. We do not store or collect your payment card details.
  • Pricing: We reserve the right to change prices for our digital products or Academy subscriptions at any time. Any price changes will not affect purchases already completed.

5. USER CONDUCT AND CONTENT

• • Defamatory, abusive, harassing, threatening, or discriminatory.
  • Infringing on anyone else’s intellectual property or privacy rights.
  • Spam, commercial advertising, or unauthorized promotional material.

6. ACCOUNT TERMINATION (BEST PRACTICES)

• • Our Right to Terminate: We reserve the right, at our sole discretion, to suspend, restrict, or terminate your account and your access to the Academy/digital products at any time, without prior notice or liability, if we determine that you have violated these Terms.
  • Grounds for Termination: Immediate termination will apply in cases of digital piracy (sharing materials), fraudulent payment chargebacks, or abusive behavior toward our team or other community members.
  • User Cancellation: You can request the deletion of your account at any time by emailing us at hello@cogitality.net.

7. NO MEDICAL OR PROFESSIONAL ADVICE DISCLAIMER

• • For Educational Purposes Only: Cogitality provides content focusing on personal development, science, and spirituality. All meditations, texts, and courses are intended for educational, inspirational, and self-reflective purposes only.
  • Not Medical Advice: Our Services do not provide medical, psychological, psychiatric, or health advice. The materials should never be used as a substitute for professional medical diagnosis, treatment, or therapy. Always seek the advice of a qualified healthcare professional regarding any medical or mental health condition.

8. LIMITATION OF LIABILITY

9. GOVERNING LAW

10. CHANGES TO THESE TERMS

11. CONTACT US